Opportunity and
access for all

Opportunity and access for all

We are a company that allows businesses, fintechs, developers and the government to access embeddable solutions and the widest network of financial institutions in the Philippines.

The UBX Advantage

The UBX Advantage

Banking and financial services used to distract and interrupt the daily activities of individuals and businesses. Aboitiz-backed UnionBank, Asia’s Best Digital Bank, changed the narrative by launching UBX – the Philippines’ leading Open Finance platform in 2018. Leveraging years of proven banking and technology experience, UBX’s first-in-industry solutions aid MSMEs and large enterprises connect to a high-caliber financial network, fast track automation and improve scalability.

Our Mission

Our Mission

We build open platforms that bring individuals and businesses together while creating marketplaces that aggregate supply and demand successfully.

Our Vision

Our Vision

We create opportunity and access for all by connecting communities and embedding financial services into the activities and experiences that matter.

Our Team

Our Team

UBX is led by seasoned professionals with significant fintech, eCommerce, banking, insurance, and technology experience.

John Januszczak

President & CEO

Jaime Garchitorena

Managing Director for Payments & Commerce

Anne Yousico

Managing Director for Banking & Lending

Cyrus Cruz

Managing Director for Insurance & Savings

Scott Darrow

Chief Technology Officer

Irissa Yacat

Chief Operations Officer

Gladys Ocampo

Chief Human Resources Officer

Jeffrey Jardin

Chief Compliance Officer


Our Headquarters

Our Headquarters


UnionBank Tower, Onyx &, Sapphire Rd, San Antonio, Pasig, Metro Manila, 1600


Capital Tower, 168 Robinson Road, Singapore, 068912